|
Service Charges |
| 1. |
Issuance of cheques on HDFC
Bank/Payment Order/Demand draft |
|
|
Upto
Rs. 10,000.00 |
Rs.25.00 |
| |
Above Rs.
10,000.00 |
Rs. 2.00 per thousand or part
thereof |
|
Above Rs.
10,000.00 |
Rs. 1.50 per thousand of part thereof
if balance is maintained overnight ( subject to minimum of Rs. 25.00) |
| 2. |
Issue of Duplicate/cancellation of
remittance |
|
| |
Issue of duplicate/cancellation of
cheque (HDFC Bank) |
Rs. 150.00 per instrument |
|
Revalidation/Cancellation of
Draft/Pay Order |
Rs. 25.00 per
instrument |
|
Issue of Duplicate Pay Order
|
|
|
a) |
Upto Rs. 10,000.00 |
Rs. 50.00 |
|
b) |
Above Rs. 10,000.00 to Rs.25,000.00 |
Rs. 75.00 |
|
c) |
Above Rs. 25,000.00 |
Rs. 100.00 |
| 3. |
Collection of outstation cheques
through HDFC Bank |
|
|
i) |
Upto Rs. 10,000.00 |
Rs. 30.00 per
instrument |
|
ii) |
Above Rs. 10,000.00
to Rs.1,00,000.00 |
Rs. 3.00 Per thousand
or part thereof with the maximum of Rs. 100.00 per instrument |
|
iii) |
Above Rs.
1,00,000.00 |
Rs. 150.00 Per
instrument |
|
iii) |
The outstation cheques for other than HDFC Bank
locations will attract postage expenses and the charges towards our
commission. |
|
| 4 |
Return of outstation cheques / bills |
|
|
i) |
Returning of outstation cheques of
HDFC Bank locations |
Rs. 100.00 per instrument |
|
ii) |
Return of cheques at other than HDFC Bank
locations charges as recovered by the collecting bank plus 50% thereof
towards our commission. |
|
| 5 a) |
Cheques returned unpaid in outward
(Credit) clearing |
|
|
i) |
Savings/Current/CCL/OD accounts
(except for reasons for which A/c holder is not responsible such as weekly
off/post dated cheques or out of date) |
Rs.100.00 |
|
ii) |
Loans/ Advances |
|
|
a)
Other than IU Loans |
Rs. 50.00 per instrument |
|
b) I.U Loans
|
Rs.125.00 per instrument |
| b) |
Cheques returned unpaid - Inward
(Debit) clearing |
Rs.100.00 per instrument |
| 6 |
Ledger folio charges (annual) Current
accounts / CCL/OD A/cs |
Rs.
50.00 per sheet/page* |
|
Free sheets /pages allowed per year |
|
|
Average credit balance |
Free Sheet/page |
|
a) |
Upto Rs. 25,000.00 |
Nil |
|
b) |
Above Rs. 25,000.00 upto Rs. 50,000.00 |
2 |
|
c) |
Above Rs. 50,000.00 upto Rs. 1.00 Lakh |
4 |
|
d) |
Above Rs. 1.00 Lakh upto Rs. 2.00
Lakhs |
8 |
|
e) |
Above Rs. 2.00 Lakhs |
No charges |
|
*
25 entries to be treated as
one sheet/page |
|
| 7 |
Issue of Bank Guarantees |
|
|
Rs.150.00+1.00% per annum of the
amount of guarantee or part thereof subject to a minimum charges for six
months for guarantees backed by 100% deposit. Period of charges should
include claim period.( performance guarantees are not be issued by us). An
example is given below: |
|
|
Period of guarantee |
18 Months |
|
Add Minimum Claim period |
3 months (or as specified in the
Guarantee) |
|
Charges to be taken for |
21 Months |
| 8 |
Standing Instructions |
|
|
(Involving credit to other than
customer's own account) |
|
|
Rs. 10.00 per transaction involving
credit to other than customer's own account within the same branch.
Charges will be levied to the account from where the amount is transferred. |
|
| 9. |
Stop Payment Instructions |
|
|
All types of accounts |
Rs. 20.00 per intstrument (maximum
Rs . 200.00) |
| 10. |
Duplicate Pass Book
( only against manual ) |
|
|
i) |
upto 3 preceeding years |
Rs. 25.00 per financial year |
|
ii) |
Beyond 3 years |
Rs. 50.00 per financial year |
| 11. |
Issue of Cheque Book |
|
|
i) |
Current/CCL/OD Account |
Rs. 2.00 per cheque leaf |
|
ii) |
Savings Bank Account |
Rs. 2.00 per cheque leaf beyond
free 60 cheque leaves in a year |
|
(it should be noted that withdrawals
in Savings Bank account are restricted upto 60in a calendar year). |
|
| 12. |
Purchase of Demant Draft
Banker's Cheque/Govt.cheques etc.
(payable at Delhi/New Delhi) |
Rs.5.00 per thousand or thereof
( subject to minimum of Rs. 100.00). |
| 13. |
Penal Interest for purchased
Instruments returned unpaid |
|
|
If the instrument purchased is
returned unpaid, interest from the date of purchase
till the date of actual reimbursement shall be charged. |
@18% p.a. |
| 14. |
Non-Maintenance of Minimum Balance |
|
|
a) |
Current Accounts |
|
|
If not maintaining minimum balance of
Rs. 2000.00. If the shortage in the minimum
balance continues charges from the succeeding
month even if there is no transaction i.e withdrawal/deposit in the account. |
Rs.25.00 on
each occasion Rs.25.00 per month |
|
b) |
Saving Bank A/c |
|
|
If not maintaining minimum balance of
Rs.500.00 (with cheque book) or Rs.250.00 (without cheque book) |
Rs.10.00 per
month |
| 15. |
Deposit of cash for passing the cheques received in clearing where the balance is not maintained overnight. |
|
|
above
Rs.25,000.00 . |
0.10%,minimum of Rs.25.00 |
| 16. |
Signature attestation
charges |
Rs.25.00 per attestation. |
| 17. |
Issue of Solvency Certificate. |
|
|
a) |
Upto Rs.
1.00 Lakh |
Rs. 150.00 |
|
b) |
Over Rs.
1.00 Lakh and upto Rs. 5.00 Lakhs |
Rs. 350.00 |
|
c) |
Above
Rs. 5.00 Lakhs |
Rs. 600.00 |
H.O.3, Netaji Subhash Marg, Darya Ganj, New Delhi 110 002 
